Asset-Backed Funding Solutions for Mining Companies

Structured lending facilities secured against mining plant, mobile fleet, and equipment — purpose-built for Australian mining companies and mining contractors.

What This Service Does

Asset-backed funding is a form of structured finance where capital is raised against the value of tangible assets — typically heavy mobile equipment, fixed plant, mining fleet, or receivables. Phillips International Consulting structures and arranges these facilities on behalf of Australian mining companies and contractors, connecting them with specialist lenders who understand mining collateral.

Who It Is For

This service is for Australian mining companies, mining contractors, and mining services businesses that own or are acquiring significant physical assets. It is particularly relevant for contractors mobilising to site, operators expanding production capacity, and businesses that need liquidity without diluting equity or drawing on general corporate debt capacity. We work with businesses of all sizes — from smaller private contractors through to ASX-listed operators.

What Is Asset-Backed Funding?

Asset-backed funding — sometimes called asset finance or secured lending — is the practice of raising capital with a specific asset (or pool of assets) pledged as security. In the mining sector, this typically means borrowing against the value of mobile plant, mining fleet, underground equipment, processing infrastructure, or trade receivables. Because the lender holds security over a tangible, realisable asset, these facilities can often be structured at better pricing and with less restrictive covenants than unsecured corporate debt. For mining companies and contractors, where capital assets represent a significant portion of the balance sheet, asset-backed funding is often the most efficient and least dilutive way to fund growth.

How Phillips International Consulting Structures These Facilities

We work with you to identify the right assets, assess their lending value, and structure a facility that fits your operational and financial requirements. This means considering the asset type, age, and residual value; the tenor of the facility relative to the asset's useful life and any underlying mining or services contract; the repayment profile and how it aligns with your cash flow; and the security and covenant package. We then take the transaction to the right lenders and manage the process through to drawdown.

Types of Assets We Finance

Heavy mobile equipment — excavators, dozers, loaders, haul trucks
Underground mining fleet — boggers, jumbo drills, shotcrete equipment
Fixed plant — processing, crushing, and screening infrastructure
Mining services fleet — drill rigs, blast equipment, service vehicles
Mining camps and accommodation infrastructure
Trade receivables — against confirmed mining contracts
Inventory — stockpiles and consumables in certain structures

Why Asset-Backed Funding Suits the Mining Sector

Mining is asset-intensive by nature. Equipment represents real, realisable value that lenders can underwrite with confidence — particularly when the adviser structuring the deal understands what the asset does, where it sits in the operational cycle, and what it is actually worth in a distress scenario. We bring 19 years of mining finance experience to every transaction, which means we can have credible conversations with a number of specialist funders that understand the mining industry — conversations that a generalist adviser simply cannot have.

The Process: From Enquiry to Drawdown

Initial conversation — we understand your asset base, funding requirement, and timeline
Structuring — we design a facility that fits your situation and stress-test it against lender expectations
Market approach — we approach our network of specialist and institutional lenders with a prepared information package
Term sheet negotiation — we negotiate pricing, tenor, security, and covenants on your behalf
Documentation and drawdown — we work alongside your legal advisers to reach financial close efficiently

Ready to unlock the value in your asset base?

We work with Australian mining companies and contractors at every stage. Reach out for a confidential, no-obligation conversation.

Perth, Western Australia — serving clients Australia-wide

Matt@phillipsint.com

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